Monthly
Index
2024 - 2025
Oct 1, 2024 to Oct 1, 2025
FRED
2 weeks ago
RecentMay 11, 2026
Copyright, 2016, National Association of Realtors. Reprinted with permission. Per the agreement with the source, data in FRED are available for the prior 13 months. Measures the degree to which a typical family can afford the monthly mortgage payments on a typical home. Value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment. This index is calculated for fixed mortgages.
As of October 1, 2025 • M data • Source: FRED
This dataset contains 13 monthly observations, over 11 months, updated monthly from FRED, It the degree to which a typical family can afford the monthly mortgage payments on a typical home. View Methodology
Data Points
13
Coverage
11 months
Updates
monthly
This dataset's metadata was updated on 5/14/2026. The current data may be outdated.