Large Bank Consumer Credit Card Balances: Percentage of Accounts Subject to Promotional APR: Percentage APR Accounts

The share of active credit card accounts that have a positive balance subject to a promotional APR. Promotional APRs are defined as APRs priced at a rate below the account holder's normal purchase APR at the end of the most recent cycle. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).