Quarterly
%
2012 - 2025
Jul 1, 2012 to Jul 1, 2025
FRED
1 months ago
StaleApr 8, 2026
The share of active credit card accounts that have a positive balance subject to a promotional APR. Promotional APRs are defined as APRs priced at a rate below the account holder's normal purchase APR at the end of the most recent cycle. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).
As of July 1, 2025 • Q data • Source: FRED
This dataset contains 53 quarterly observations, over 13 years, 3 months, updated quarterly from FRED. View Methodology
Data Points
53
Coverage
13 years, 3 months
Updates
quarterly
This dataset's metadata was updated on 4/9/2026. The current data may be outdated.