Quarterly
%
1980 - 2025
Jan 1, 1980 to Jul 1, 2025
FRED
Yesterday
FreshJan 13, 2026
Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For questions on the data, please contact the data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/housedebt/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>
As of July 1, 2025 • Q data • Source: FRED
This dataset contains 83 quarterly observations, over 20 years, 6 months, updated quarterly from FRED. View Methodology
Data Points
83
Coverage
20 years, 6 months
Updates
quarterly
This dataset's metadata was updated on 1/15/2026. The current data may be outdated.